Quick estimators to sanity-check a purchase before we run the numbers properly together.
Estimate your regular repayment on a principal & interest or interest-only loan.
Principal & interest pays down the loan. Interest only pays no principal — the full loan is still owed at the end.
Fortnightly = rate ÷ 26 over 26 pays/yr. Weekly = rate ÷ 52 over 52 pays/yr. Nominal-rate estimate.
Simple estimate at a fixed rate for the life of the loan. Excludes lender fees, offset, redraw, rate changes and LMI.
A rough estimate of a rental property's cashflow and tax effect. General information only — not tax or financial advice for your situation.
Uses 2026-27 Australian resident individual tax rates plus the 2% Medicare levy to estimate your marginal rate, and assumes the loan is interest-only for this estimate. Ignores stamp duty, borrowing costs, capital gains, land tax, the Medicare levy surcharge, and any other income or deductions you have. Depreciation should come from a quantity surveyor's schedule for the actual property. Speak with your accountant before deciding — we can help arrange that.
Standard transfer duty plus registration fees, anywhere in Australia. General rate schedule only — no first-home, foreign or off-the-plan concessions applied.
Purpose doesn't change this general-rate estimate — it helps us check concessions for you. Foreign surcharges excluded.
General rate schedules only — 2026-27 rates and current published First Home Owner Grant amounts. Excludes first-home stamp duty exemptions/concessions (only the cash grant is shown), foreign purchaser surcharges, off-the-plan concessions and vacant-land thresholds. Registration fees are indicative. Ask us to check what you'd actually pay, including any duty concession you may qualify for.